GP Fees Explained: What You Pay When You See a Doctor

Going to the GP can feel confusing if you’re not sure what you’ll be charged. Some people think the NHS makes every visit free, while others hear about private doctors costing a lot. This guide cuts through the noise and tells you exactly where money can be spent, how to keep costs low, and when you might need to pay extra.

What the NHS Charges for GP Visits

For most residents, a standard GP appointment is free at the point of use. That means you don’t hand over cash when you walk into the surgery. However, "free" doesn’t cover everything. Prescription fees, dental work, and some specialist referrals still carry a price tag. If you’re a student, a pensioner, or on a low income, you may qualify for free prescriptions or a discount.

Another hidden cost is the travel expense. If you need to travel far to see a GP, mileage reimbursement might be offered, but you usually have to ask for it. Also, some surgeries charge for after‑hours or weekend appointments. Those fees are usually advertised up front, so you can decide whether to book a regular slot or pay a bit more for convenience.

Private GP Services and Their Costs

Private GPs work on a pay‑per‑visit model. Prices vary widely depending on location, the doctor’s reputation, and the services offered. A basic 15‑minute consultation can run from £45 to £120. If you need blood tests, scans, or a longer appointment, the bill can climb quickly.

Many private clinics offer membership schemes. You pay a monthly or annual fee and get a set number of appointments, quicker access, and sometimes discounted tests. This can be a good deal if you need frequent check‑ups, but make sure you compare the total cost against the number of visits you actually use.

When you book privately, ask about any extra charges before you agree to the appointment. Some doctors include the cost of basic tests in the fee, while others treat them as add‑ons. Knowing this up front helps you avoid surprise invoices.

Lastly, if you have private health insurance, check whether GP visits are covered. Some policies only pay for specialist care, leaving routine GP fees on your shoulders. A quick call to your insurer can clarify what’s included.

Understanding GP fees doesn’t have to be a headache. Keep an eye on the three main areas: NHS free‑at‑point‑of‑use visits, any supplemental charges like prescriptions or after‑hours appointments, and private practice fees if you choose to go that route. By asking the right questions and checking your eligibility for discounts, you can stay in control of your healthcare spending.